How to send money via iMessage

Sometimes you may need to send money quickly. One convenient way is to use iMessage. You can use this app to send money to family and friends through your Apple Pay account. All iMessage texts are fully encrypted, so when you send money with this service, you can trust it’s safe and secure.

How to send money via iMessage

In this article, we’ll discuss how to send money using the iMessage app on iPhone, iPad, and even Mac. Doing this with each other is super easy and a great way to save time and get paid quickly.

How to Send Money in iMessage on iPhone

You can easily send money to friends or family using iMessage on iPhone. Just a few quick clicks and you’re done. They will be paid from the debit or credit card you set up with your Apple Pay account. To learn how to send money on your iPhone, follow these steps:

  1. Open the iMessage app on your iPhone to start or continue messaging the person you want to send money to.
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  2. Click the “Apple Pay” button. If you don’t have this option, you can click the blue icon with the “A” symbol.
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  3. Enter the amount you want to send by clicking “Show Keyboard”, or you can use the “+” and “-” keys.
    show keypad
  4. Press the “Pay” button. You will be asked to authorize payment. Use Touch ID or Face ID to do this.
    pay button

How to send money in iMessage on iPad

When you need to send someone quick money, a great way is to use the iMessage app on your iPad. Sending money using the iMessage app on the iPad is similar to the method of sending money using the iPhone. To send money from your iPad, follow these steps:

  1. Using your iPad, launch the iMessage app.
    ipad app
  2. Start or continue a message with the person you want to send money to. Find and press the “Apple Pay” button. If your iPad doesn’t show this option, tap the blue icon with an “A” in the center.
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  3. Enter the payment amount by clicking “Show Keypad” and using the keypad numbers. You can also enter amounts using the “+” and “-” buttons.
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  4. Click the “Pay” button. You must authorize the payment using Face ID or Touch ID.
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How to Send Money in iMessage on Mac

You might want to send money quickly on your Mac. You can do this using the iMessage app on your Mac as long as you’re signed into your Apple ID account and have a TouchPad ID keyboard. To send money on a Mac, follow the instructions below:

  1. Launch the iMessage app on your Mac.
  2. Continue messaging or starting a new conversation with the person you want to send money.
  3. Click the “Apple Pay” button or tap the blue icon with an “A” in the middle.
  4. Enter the desired payment using the keyboard or the “+” and “-” keys.
  5. After setting the amount, click the “Send” button.
  6. To authorize payments, you’ll need to use the Touch ID pad on your keyboard.

common problem

I want to send money using iMessage but don’t have an Apple Pay account. Can I still send money?

Without a valid Apple Pay account, you will not be able to send money using iMessage. Opening an account is easy, all you need is a debit or credit card. To learn how to set up an Apple Pay account, follow these instructions:

1. Using your iPhone or iPad, open the Wallet app. You need to sign in with your Apple ID.

2. Click the “Add” button.

3. Select the type of card you want to use, either ‘Debit Card’ or ‘Credit Card’.

4. Click Continue.

5. You will be prompted to add details about your identity and banking information. Follow the on-screen instructions.

6. After adding all relevant information, you need to verify your Apple Pay account with your bank.

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What happens after I send a payment using iMessage? What else do I need to do?

The person you send money to will receive a link in iMessage to accept the payment. After authorizing the payment, you don’t need to take any further action.

I sent the wrong amount in iMessage. How should I do?

Fortunately, there is a way to cancel a payment sent in long as the receiver has not

Accept it and you can cancel the payment. Methods as below:

1. Open the dialog where you sent money.

2. Scroll up to find the text containing the payment and tap it. This will open your Wallet application.

3. Find “Latest Transactions” and click on the payment you want to cancel.

4. Click Make Payment again.

5. Find “Cancel Payment” and click on it.

I sent money to the wrong person using iMessage. Can I get that money back?

Unfortunately, you will not be able to cancel the transaction if the person has already accepted the payment. You could try sending them another iMessage to try and resolve the issue. If they don’t reply or refuse to work with you, another option is to dispute the payment through Apple Pay.

1. To dispute a payment, you can do the following.

2. Using your iPhone or iPad, open Settings and select Wallet & Apple Pay.

3. Tap the card used for the transaction, then tap “Transaction.”

4. Find the transaction and select it.

5. Click ‘Report a problem’.

6. To chat with an expert, press Dispute Fees.

7. You will receive an inquiry, which will open in iMessages asking for more information. Provide them with the details and hit ‘Send’.

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Be sure to provide them with as many details as possible. Don’t forget to send a message. Failure to reply to the iMessage will stop the dispute process.

Can I send money using iMessages from my iWatch?

Yes, you can use your iWatch to send payments through the iMessage app. You can follow the instructions on how to do this with your iPhone or iPad.

Is iMessage the same as texting?

yes and no. Both can be used to send texts, photos, and everything else we normally do with messaging apps. However, iMessages can only be used between the iPhone and other Apple devices. When sending a text using iMessage, the message will be blue. If your message is sent to a non-Apple device, it will be green.

Sending money with iMessage is fast and efficient

You can send money to friends and family quickly and securely using your iPhone, iPad or even your Mac. Once you authorize the payment, your friend or family member will receive a link to accept the payment. However, you need to have an Apple Pay account. The entire process requires only a few clicks, and the technology does the rest.

Do you use iMessage to send money to anyone? Did you use the same method we discussed in this article? Let us know in the comments section below.

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